WHAT IS IMM AND WHY IS IT IMPORTANT?

Full name ” Motor Land Vehicles Discretionary Liability The motor own damage policy, which is the "insurance", covers the part of the material and bodily damages caused by the vehicle owner to third parties, exceeding the traffic insurance coverage.

The voluntary liability insurance that the users can create together with their automobile insurance is about the damage that the vehicle owner may cause to third parties. The additional guarantee, which is obliged to cover the part of the material and bodily damages to be given to the third party, which is outside the scope of the compulsory traffic insurance, is valid for motor land vehicles. Compensating the amount exceeding the scope of the material damage, which is not fully covered by the compulsory traffic insurance on the opposite vehicle, IMM also covers the damages above the limits of the compulsory traffic insurance.